Call reports 2006

CITIZENS BANK, THE — 2006

Name: CITIZENS BANK, THE — FFIEC call report 2006
Creator: CITIZENS BANK, THE

What CITIZENS BANK, THE reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fb841fa3-c0db-4280-84cd-5d9ec61588e9/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	73,865,000	77,100,000	79,193,000	79,655,000
Total loans	37,846,000	40,171,000	42,033,000	42,738,000
Allowance for loan losses	395,000	399,000	400,000	416,000
Securities available for sale	28,725,000	28,110,000	29,042,000	28,607,000
Securities held to maturity	175,000	175,000	175,000	175,000
Trading assets	0	0	0	0
Total deposits	61,517,000	64,826,000	66,079,000	67,189,000
Interest-bearing deposits	51,768,000	53,379,000	55,708,000	55,169,000
Noninterest-bearing deposits	9,749,000	11,447,000	10,371,000	12,020,000
Equity capital	7,388,000	7,410,000	8,197,000	7,502,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,016,000	2,090,000	3,240,000	4,423,000
Interest expense	387,000	831,000	1,349,000	1,895,000
Net interest income	629,000	1,259,000	1,891,000	2,528,000
Noninterest income	71,000	143,000	223,000	290,000
Noninterest expense	294,000	580,000	893,000	1,348,000
Provision for loan losses	0	20,000	20,000	73,000
Pretax income	408,000	804,000	1,203,000	1,400,000
Income tax	95,000	190,000	275,000	337,000
Net income	313,000	614,000	928,000	1,063,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	7,739,000	8,040,000	8,354,000	7,683,000
Total capital	8,134,000	8,439,000	8,754,000	8,099,000
Risk-weighted assets	43,474,000	46,136,000	48,296,000	49,020,000