Call report 2009Q4
TOWER BANK & TRUST COMPANY — 2009Q4
The 22 measures TOWER BANK & TRUST COMPANY reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 681,478,000 | USD | evidence → |
| Total loans | 531,176,000 | USD | evidence → |
| Allowance for loan losses | 11,598,000 | USD | evidence → |
| Securities available for sale | 85,179,000 | USD | evidence → |
| Securities held to maturity | 4,480,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 569,879,000 | USD | evidence → |
| Interest-bearing deposits | 473,353,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,527,000 | USD | evidence → |
| Equity capital | 66,250,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,984,000 | USD | evidence → |
| Interest expense | 11,121,000 | USD | evidence → |
| Net interest income | 20,863,000 | USD | evidence → |
| Noninterest income | 3,581,000 | USD | evidence → |
| Noninterest expense | 19,319,000 | USD | evidence → |
| Provision for loan losses | 10,735,000 | USD | evidence → |
| Pretax income | -6,098,000 | USD | evidence → |
| Income tax | -1,702,000 | USD | evidence → |
| Net income | -4,396,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,488,000 | USD | evidence → |
| Total capital | 69,607,000 | USD | evidence → |
| Risk-weighted assets | 565,056,000 | USD | evidence → |