Call report 2008Q4
TOWER BANK & TRUST COMPANY — 2008Q4
The 22 measures TOWER BANK & TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 692,839,000 | USD | evidence → |
| Total loans | 561,163,000 | USD | evidence → |
| Allowance for loan losses | 10,654,000 | USD | evidence → |
| Securities available for sale | 75,331,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 588,040,000 | USD | evidence → |
| Interest-bearing deposits | 504,981,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,059,000 | USD | evidence → |
| Equity capital | 61,475,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,686,000 | USD | evidence → |
| Interest expense | 15,692,000 | USD | evidence → |
| Net interest income | 21,994,000 | USD | evidence → |
| Noninterest income | 2,998,000 | USD | evidence → |
| Noninterest expense | 17,901,000 | USD | evidence → |
| Provision for loan losses | 4,399,000 | USD | evidence → |
| Pretax income | 2,756,000 | USD | evidence → |
| Income tax | 300,000 | USD | evidence → |
| Net income | 2,456,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,038,000 | USD | evidence → |
| Total capital | 68,181,000 | USD | evidence → |
| Risk-weighted assets | 567,925,000 | USD | evidence → |