Call report 2007Q4
TOWER BANK & TRUST COMPANY — 2007Q4
The 22 measures TOWER BANK & TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 703,686,000 | USD | evidence → |
| Total loans | 578,934,000 | USD | evidence → |
| Allowance for loan losses | 8,208,000 | USD | evidence → |
| Securities available for sale | 64,528,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 607,920,000 | USD | evidence → |
| Interest-bearing deposits | 531,548,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,372,000 | USD | evidence → |
| Equity capital | 55,946,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,900,000 | USD | evidence → |
| Interest expense | 24,362,000 | USD | evidence → |
| Net interest income | 22,538,000 | USD | evidence → |
| Noninterest income | 2,602,000 | USD | evidence → |
| Noninterest expense | 17,475,000 | USD | evidence → |
| Provision for loan losses | 10,996,000 | USD | evidence → |
| Pretax income | -3,334,000 | USD | evidence → |
| Income tax | -1,445,000 | USD | evidence → |
| Net income | -1,889,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,671,000 | USD | evidence → |
| Total capital | 63,086,000 | USD | evidence → |
| Risk-weighted assets | 592,484,000 | USD | evidence → |