Call report 2005Q4
TOWER BANK & TRUST COMPANY — 2005Q4
The 22 measures TOWER BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 558,104,000 | USD | evidence → |
| Total loans | 450,391,000 | USD | evidence → |
| Allowance for loan losses | 5,645,000 | USD | evidence → |
| Securities available for sale | 50,642,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 471,173,000 | USD | evidence → |
| Interest-bearing deposits | 438,214,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,959,000 | USD | evidence → |
| Equity capital | 49,188,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,055,000 | USD | evidence → |
| Interest expense | 11,132,000 | USD | evidence → |
| Net interest income | 17,923,000 | USD | evidence → |
| Noninterest income | 4,210,000 | USD | evidence → |
| Noninterest expense | 13,772,000 | USD | evidence → |
| Provision for loan losses | 2,392,000 | USD | evidence → |
| Pretax income | 5,935,000 | USD | evidence → |
| Income tax | 2,096,000 | USD | evidence → |
| Net income | 3,839,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,406,000 | USD | evidence → |
| Total capital | 55,051,000 | USD | evidence → |
| Risk-weighted assets | 487,156,000 | USD | evidence → |