Call report 2005Q1
TOWER BANK & TRUST COMPANY — 2005Q1
The 22 measures TOWER BANK & TRUST COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 488,963,000 | USD | evidence → |
| Total loans | 414,423,000 | USD | evidence → |
| Allowance for loan losses | 5,725,000 | USD | evidence → |
| Securities available for sale | 31,969,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 401,882,000 | USD | evidence → |
| Interest-bearing deposits | 379,334,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,548,000 | USD | evidence → |
| Equity capital | 46,157,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,224,000 | USD | evidence → |
| Interest expense | 2,111,000 | USD | evidence → |
| Net interest income | 4,113,000 | USD | evidence → |
| Noninterest income | 917,000 | USD | evidence → |
| Noninterest expense | 3,161,000 | USD | evidence → |
| Provision for loan losses | 581,000 | USD | evidence → |
| Pretax income | 1,288,000 | USD | evidence → |
| Income tax | 455,000 | USD | evidence → |
| Net income | 833,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,401,000 | USD | evidence → |
| Total capital | 51,897,000 | USD | evidence → |
| Risk-weighted assets | 439,487,000 | USD | evidence → |