Call report 2003Q4
TOWER BANK & TRUST COMPANY — 2003Q4
The 22 measures TOWER BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 436,791,000 | USD | evidence → |
| Total loans | 376,838,000 | USD | evidence → |
| Allowance for loan losses | 5,259,000 | USD | evidence → |
| Securities available for sale | 24,325,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 370,089,000 | USD | evidence → |
| Interest-bearing deposits | 300,239,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,850,000 | USD | evidence → |
| Equity capital | 37,631,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,825,000 | USD | evidence → |
| Interest expense | 5,733,000 | USD | evidence → |
| Net interest income | 12,092,000 | USD | evidence → |
| Noninterest income | 3,441,000 | USD | evidence → |
| Noninterest expense | 10,089,000 | USD | evidence → |
| Provision for loan losses | 2,185,000 | USD | evidence → |
| Pretax income | 3,450,000 | USD | evidence → |
| Income tax | 1,299,000 | USD | evidence → |
| Net income | 2,151,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,606,000 | USD | evidence → |
| Total capital | 42,466,000 | USD | evidence → |
| Risk-weighted assets | 388,446,000 | USD | evidence → |