Call report 2002Q4
TOWER BANK & TRUST COMPANY — 2002Q4
The 22 measures TOWER BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,616,000 | USD | evidence → |
| Total loans | 327,110,000 | USD | evidence → |
| Allowance for loan losses | 4,746,000 | USD | evidence → |
| Securities available for sale | 11,171,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 317,891,000 | USD | evidence → |
| Interest-bearing deposits | 267,618,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,273,000 | USD | evidence → |
| Equity capital | 35,678,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,494,000 | USD | evidence → |
| Interest expense | 6,127,000 | USD | evidence → |
| Net interest income | 10,367,000 | USD | evidence → |
| Noninterest income | 2,954,000 | USD | evidence → |
| Noninterest expense | 8,285,000 | USD | evidence → |
| Provision for loan losses | 1,765,000 | USD | evidence → |
| Pretax income | 3,271,000 | USD | evidence → |
| Income tax | 1,287,000 | USD | evidence → |
| Net income | 1,984,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,455,000 | USD | evidence → |
| Total capital | 39,673,000 | USD | evidence → |
| Risk-weighted assets | 336,945,000 | USD | evidence → |