Call reports 2025
BANK OF LAKE MILLS — 2025
What BANK OF LAKE MILLS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 493,691,000 | 395,068,000 | 516,505,000 | 489,021,000 |
| Total loans | 424,967,000 | 321,721,000 | 421,152,000 | 418,981,000 |
| Allowance for loan losses | 2,165,000 | 2,165,000 | 2,159,000 | 2,165,000 |
| Securities available for sale | 40,935,000 | 40,246,000 | 41,068,000 | 36,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,615,000 | 325,975,000 | 440,941,000 | 407,499,000 |
| Interest-bearing deposits | 321,089,000 | 270,675,000 | 380,492,000 | 351,760,000 |
| Noninterest-bearing deposits | 49,526,000 | 55,300,000 | 60,449,000 | 55,739,000 |
| Equity capital | 47,279,000 | 47,826,000 | 51,035,000 | 54,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,649,000 | 18,262,000 | 27,094,000 | 36,316,000 |
| Interest expense | 3,523,000 | 6,501,000 | 9,523,000 | 12,708,000 |
| Net interest income | 6,126,000 | 11,761,000 | 17,571,000 | 23,608,000 |
| Noninterest income | 1,139,000 | 2,281,000 | 3,239,000 | 4,030,000 |
| Noninterest expense | 3,780,000 | 7,238,000 | 11,061,000 | 14,888,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,485,000 | 6,804,000 | 9,749,000 | 12,231,000 |
| Income tax | 4,000 | 229,000 | 265,000 | 480,000 |
| Net income | 3,481,000 | 6,575,000 | 9,484,000 | 11,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,810,000 | 52,391,000 | 54,564,000 | 56,831,000 |
| Total capital | 54,050,000 | 54,631,000 | 56,798,000 | 59,071,000 |
| Risk-weighted assets | 410,196,000 | 303,335,000 | 395,928,000 | 453,046,000 |