Call reports 2022
BANK OF LAKE MILLS — 2022
What BANK OF LAKE MILLS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 290,093,000 | 290,196,000 | 335,283,000 | 336,853,000 |
| Total loans | 188,947,000 | 200,524,000 | 270,046,000 | 268,400,000 |
| Allowance for loan losses | 2,256,000 | 2,257,000 | 2,285,000 | 2,295,000 |
| Securities available for sale | 39,223,000 | 50,539,000 | 47,117,000 | 48,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,726,000 | 256,643,000 | 273,361,000 | 260,855,000 |
| Interest-bearing deposits | 179,074,000 | 180,382,000 | 192,252,000 | 189,171,000 |
| Noninterest-bearing deposits | 70,652,000 | 76,261,000 | 81,109,000 | 71,684,000 |
| Equity capital | 34,271,000 | 32,514,000 | 31,271,000 | 34,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,843,000 | 5,243,000 | 8,214,000 | 12,920,000 |
| Interest expense | 178,000 | 338,000 | 650,000 | 1,447,000 |
| Net interest income | 2,665,000 | 4,905,000 | 7,564,000 | 11,473,000 |
| Noninterest income | 1,026,000 | 1,765,000 | 2,621,000 | 3,283,000 |
| Noninterest expense | 2,360,000 | 4,291,000 | 6,573,000 | 9,351,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 1,331,000 | 2,379,000 | 3,612,000 | 5,388,000 |
| Income tax | 112,000 | 209,000 | 303,000 | 406,000 |
| Net income | 1,219,000 | 2,170,000 | 3,309,000 | 4,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,458,000 | 36,905,000 | 37,676,000 | 39,075,000 |
| Total capital | 38,714,000 | 39,162,000 | 39,961,000 | 41,370,000 |
| Risk-weighted assets | 185,138,000 | 192,631,000 | 252,087,000 | 249,913,000 |