Call reports 2021
BANK OF LAKE MILLS — 2021
What BANK OF LAKE MILLS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 263,899,000 | 259,255,000 | 266,843,000 | 291,835,000 |
| Total loans | 178,047,000 | 190,020,000 | 217,724,000 | 198,947,000 |
| Allowance for loan losses | 2,251,000 | 2,251,000 | 2,253,000 | 2,255,000 |
| Securities available for sale | 32,484,000 | 33,369,000 | 33,298,000 | 34,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,308,000 | 217,704,000 | 223,886,000 | 248,799,000 |
| Interest-bearing deposits | 167,445,000 | 157,900,000 | 159,720,000 | 187,391,000 |
| Noninterest-bearing deposits | 56,863,000 | 59,804,000 | 64,166,000 | 61,408,000 |
| Equity capital | 34,826,000 | 35,540,000 | 36,614,000 | 37,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,353,000 | 4,661,000 | 7,164,000 | 9,899,000 |
| Interest expense | 311,000 | 578,000 | 818,000 | 1,033,000 |
| Net interest income | 2,042,000 | 4,083,000 | 6,346,000 | 8,866,000 |
| Noninterest income | 3,553,000 | 4,545,000 | 6,131,000 | 7,302,000 |
| Noninterest expense | 1,865,000 | 3,763,000 | 5,963,000 | 8,324,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,730,000 | 4,865,000 | 6,514,000 | 7,844,000 |
| Income tax | 131,000 | 222,000 | 327,000 | 457,000 |
| Net income | 3,599,000 | 4,643,000 | 6,187,000 | 7,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,440,000 | 35,082,000 | 36,239,000 | 36,975,000 |
| Total capital | 36,478,000 | 37,296,000 | 38,492,000 | 39,230,000 |
| Risk-weighted assets | 162,827,000 | 177,134,000 | 203,257,000 | 193,154,000 |