Call reports 2019
BANK OF LAKE MILLS — 2019
What BANK OF LAKE MILLS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 217,236,000 | 224,317,000 | 228,056,000 | 230,719,000 |
| Total loans | 187,231,000 | 192,443,000 | 196,722,000 | 195,648,000 |
| Allowance for loan losses | 2,015,000 | 2,016,000 | 2,020,000 | 1,983,000 |
| Securities available for sale | 20,901,000 | 20,524,000 | 19,863,000 | 20,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,174,000 | 178,634,000 | 176,857,000 | 181,437,000 |
| Interest-bearing deposits | 144,846,000 | 143,079,000 | 136,963,000 | 145,398,000 |
| Noninterest-bearing deposits | 33,328,000 | 35,555,000 | 39,894,000 | 36,039,000 |
| Equity capital | 26,628,000 | 27,296,000 | 28,784,000 | 29,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 5,040,000 | 7,664,000 | 10,465,000 |
| Interest expense | 425,000 | 895,000 | 1,413,000 | 1,914,000 |
| Net interest income | 2,004,000 | 4,145,000 | 6,251,000 | 8,551,000 |
| Noninterest income | 266,000 | 593,000 | 1,937,000 | 2,613,000 |
| Noninterest expense | 1,495,000 | 3,188,000 | 4,932,000 | 6,636,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 775,000 | 1,550,000 | 3,256,000 | 4,528,000 |
| Income tax | 44,000 | 114,000 | 182,000 | 315,000 |
| Net income | 731,000 | 1,436,000 | 3,074,000 | 4,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,510,000 | 26,982,000 | 28,358,000 | 28,909,000 |
| Total capital | 28,525,000 | 28,998,000 | 30,378,000 | 30,892,000 |
| Risk-weighted assets | 168,675,000 | 172,456,000 | 177,676,000 | 179,091,000 |