Call reports 2018
BANK OF LAKE MILLS — 2018
What BANK OF LAKE MILLS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 202,709,000 | 201,786,000 | 210,022,000 | 220,351,000 |
| Total loans | 169,749,000 | 169,957,000 | 180,473,000 | 175,819,000 |
| Allowance for loan losses | 2,140,000 | 2,142,000 | 2,050,000 | 2,016,000 |
| Securities available for sale | 19,809,000 | 20,558,000 | 20,113,000 | 21,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,219,000 | 164,882,000 | 172,994,000 | 189,694,000 |
| Interest-bearing deposits | 136,741,000 | 134,352,000 | 140,450,000 | 154,916,000 |
| Noninterest-bearing deposits | 28,478,000 | 30,530,000 | 32,544,000 | 34,778,000 |
| Equity capital | 24,266,000 | 24,592,000 | 25,482,000 | 25,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,419,000 | 6,624,000 | 8,943,000 |
| Interest expense | 257,000 | 563,000 | 905,000 | 1,286,000 |
| Net interest income | 2,003,000 | 3,856,000 | 5,719,000 | 7,657,000 |
| Noninterest income | 349,000 | 648,000 | 1,430,000 | 1,857,000 |
| Noninterest expense | 1,444,000 | 3,039,000 | 4,481,000 | 6,383,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 908,000 | 1,465,000 | 2,668,000 | 3,181,000 |
| Income tax | 0 | 0 | 0 | 147,000 |
| Net income | 908,000 | 1,465,000 | 2,668,000 | 3,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,458,000 | 24,813,000 | 25,815,000 | 25,980,000 |
| Total capital | 26,367,000 | 26,723,000 | 27,837,000 | 27,981,000 |
| Risk-weighted assets | 152,525,000 | 152,603,000 | 161,740,000 | 160,112,000 |