Call reports 2017
BANK OF LAKE MILLS — 2017
What BANK OF LAKE MILLS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 199,946,000 | 192,222,000 | 191,902,000 | 199,580,000 |
| Total loans | 157,877,000 | 148,964,000 | 154,335,000 | 160,787,000 |
| Allowance for loan losses | 2,248,000 | 2,221,000 | 2,142,000 | 2,139,000 |
| Securities available for sale | 21,543,000 | 21,584,000 | 21,403,000 | 20,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,083,000 | 163,975,000 | 163,293,000 | 166,379,000 |
| Interest-bearing deposits | 135,885,000 | 133,368,000 | 132,638,000 | 136,342,000 |
| Noninterest-bearing deposits | 32,198,000 | 30,607,000 | 30,655,000 | 30,037,000 |
| Equity capital | 23,689,000 | 23,050,000 | 23,683,000 | 23,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,169,000 | 4,237,000 | 6,113,000 | 8,068,000 |
| Interest expense | 198,000 | 395,000 | 597,000 | 811,000 |
| Net interest income | 1,971,000 | 3,842,000 | 5,516,000 | 7,257,000 |
| Noninterest income | 362,000 | 414,000 | 898,000 | 2,104,000 |
| Noninterest expense | 1,466,000 | 3,154,000 | 4,627,000 | 7,102,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 855,000 | 1,104,000 | 1,795,000 | 2,267,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 7,000 |
| Net income | 854,000 | 1,101,000 | 1,790,000 | 2,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,614,000 | 22,747,000 | 23,435,000 | 23,751,000 |
| Total capital | 25,493,000 | 24,523,000 | 25,267,000 | 25,639,000 |
| Risk-weighted assets | 149,913,000 | 141,618,000 | 146,242,000 | 150,755,000 |