Call reports 2016
BANK OF LAKE MILLS — 2016
What BANK OF LAKE MILLS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 205,917,000 | 201,932,000 | 210,297,000 | 203,153,000 |
| Total loans | 166,783,000 | 169,424,000 | 167,607,000 | 163,185,000 |
| Allowance for loan losses | 2,376,000 | 2,451,000 | 2,449,000 | 2,234,000 |
| Securities available for sale | 19,569,000 | 19,587,000 | 19,507,000 | 20,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,597,000 | 161,584,000 | 177,989,000 | 171,408,000 |
| Interest-bearing deposits | 140,172,000 | 132,058,000 | 144,458,000 | 141,440,000 |
| Noninterest-bearing deposits | 29,425,000 | 29,526,000 | 33,531,000 | 29,968,000 |
| Equity capital | 23,609,000 | 24,183,000 | 24,101,000 | 23,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,489,000 | 4,797,000 | 7,134,000 | 9,304,000 |
| Interest expense | 219,000 | 422,000 | 633,000 | 832,000 |
| Net interest income | 2,270,000 | 4,375,000 | 6,501,000 | 8,472,000 |
| Noninterest income | 586,000 | 973,000 | 1,467,000 | 1,988,000 |
| Noninterest expense | 2,439,000 | 4,344,000 | 7,014,000 | 8,543,000 |
| Provision for loan losses | 347,000 | 422,000 | 422,000 | 422,000 |
| Pretax income | 70,000 | 582,000 | 532,000 | 1,495,000 |
| Income tax | 4,000 | 6,000 | 8,000 | 11,000 |
| Net income | 66,000 | 576,000 | 524,000 | 1,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,198,000 | 23,708,000 | 23,656,000 | 23,843,000 |
| Total capital | 25,162,000 | 25,681,000 | 25,638,000 | 25,785,000 |
| Risk-weighted assets | 156,732,000 | 157,436,000 | 158,075,000 | 155,106,000 |