Call reports 2015
BANK OF LAKE MILLS — 2015
What BANK OF LAKE MILLS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 201,734,000 | 193,022,000 | 214,698,000 | 219,150,000 |
| Total loans | 162,924,000 | 161,124,000 | 175,614,000 | 187,968,000 |
| Allowance for loan losses | 2,213,000 | 2,208,000 | 2,187,000 | 2,208,000 |
| Securities available for sale | 22,771,000 | 21,345,000 | 20,374,000 | 19,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,145,000 | 154,186,000 | 174,458,000 | 177,170,000 |
| Interest-bearing deposits | 133,875,000 | 126,515,000 | 144,975,000 | 147,494,000 |
| Noninterest-bearing deposits | 29,270,000 | 27,671,000 | 29,484,000 | 29,676,000 |
| Equity capital | 22,090,000 | 21,713,000 | 22,308,000 | 23,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,022,000 | 4,086,000 | 6,276,000 | 8,657,000 |
| Interest expense | 194,000 | 385,000 | 584,000 | 793,000 |
| Net interest income | 1,828,000 | 3,701,000 | 5,692,000 | 7,864,000 |
| Noninterest income | 931,000 | 1,627,000 | 2,270,000 | 2,891,000 |
| Noninterest expense | 1,396,000 | 3,219,000 | 5,327,000 | 6,923,000 |
| Provision for loan losses | 47,000 | 47,000 | 46,000 | 98,000 |
| Pretax income | 1,316,000 | 2,062,000 | 2,636,000 | 3,781,000 |
| Income tax | 6,000 | 8,000 | 10,000 | 12,000 |
| Net income | 1,310,000 | 2,054,000 | 2,626,000 | 3,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,601,000 | 21,417,000 | 21,989,000 | 23,132,000 |
| Total capital | 23,504,000 | 23,284,000 | 24,042,000 | 25,328,000 |
| Risk-weighted assets | 151,934,000 | 149,057,000 | 164,081,000 | 175,669,000 |