Call reports 2014
BANK OF LAKE MILLS — 2014
What BANK OF LAKE MILLS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 189,147,000 | 188,841,000 | 200,831,000 | 198,518,000 |
| Total loans | 150,256,000 | 150,986,000 | 159,515,000 | 156,291,000 |
| Allowance for loan losses | 2,115,000 | 2,173,000 | 2,148,000 | 2,167,000 |
| Securities available for sale | 26,934,000 | 25,131,000 | 24,355,000 | 22,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,685,000 | 155,083,000 | 166,860,000 | 164,295,000 |
| Interest-bearing deposits | 136,205,000 | 130,575,000 | 141,774,000 | 140,533,000 |
| Noninterest-bearing deposits | 23,480,000 | 24,508,000 | 25,086,000 | 23,762,000 |
| Equity capital | 19,122,000 | 19,718,000 | 20,328,000 | 20,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,709,000 | 5,683,000 | 7,698,000 |
| Interest expense | 226,000 | 447,000 | 664,000 | 871,000 |
| Net interest income | 1,610,000 | 3,262,000 | 5,019,000 | 6,827,000 |
| Noninterest income | 475,000 | 880,000 | 1,380,000 | 1,876,000 |
| Noninterest expense | 1,361,000 | 2,594,000 | 3,887,000 | 5,187,000 |
| Provision for loan losses | 167,000 | 270,000 | 321,000 | 346,000 |
| Pretax income | 557,000 | 1,278,000 | 2,191,000 | 3,170,000 |
| Income tax | 3,000 | 4,000 | 5,000 | 5,000 |
| Net income | 554,000 | 1,274,000 | 2,186,000 | 3,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,817,000 | 19,262,000 | 19,866,000 | 20,200,000 |
| Total capital | 20,569,000 | 21,006,000 | 21,721,000 | 22,005,000 |
| Risk-weighted assets | 139,806,000 | 139,114,000 | 148,070,000 | 144,049,000 |