Call reports 2013
BANK OF LAKE MILLS — 2013
What BANK OF LAKE MILLS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 176,149,000 | 175,236,000 | 186,086,000 | 194,031,000 |
| Total loans | 134,886,000 | 131,412,000 | 139,785,000 | 147,764,000 |
| Allowance for loan losses | 2,141,000 | 2,012,000 | 2,072,000 | 1,998,000 |
| Securities available for sale | 31,056,000 | 30,600,000 | 30,211,000 | 28,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,238,000 | 149,246,000 | 159,895,000 | 164,008,000 |
| Interest-bearing deposits | 127,690,000 | 127,534,000 | 133,806,000 | 142,428,000 |
| Noninterest-bearing deposits | 22,548,000 | 21,713,000 | 26,089,000 | 21,580,000 |
| Equity capital | 18,270,000 | 18,458,000 | 18,614,000 | 18,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,698,000 | 5,477,000 | 7,387,000 |
| Interest expense | 311,000 | 593,000 | 859,000 | 1,099,000 |
| Net interest income | 1,515,000 | 3,105,000 | 4,618,000 | 6,288,000 |
| Noninterest income | 761,000 | 1,116,000 | 1,583,000 | 1,904,000 |
| Noninterest expense | 1,407,000 | 2,706,000 | 4,082,000 | 5,441,000 |
| Provision for loan losses | 531,000 | 637,000 | 763,000 | 888,000 |
| Pretax income | 338,000 | 878,000 | 1,356,000 | 1,874,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 337,000 | 877,000 | 1,355,000 | 1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,598,000 | 18,051,000 | 18,444,000 | 18,477,000 |
| Total capital | 19,213,000 | 19,619,000 | 20,126,000 | 20,229,000 |
| Risk-weighted assets | 128,666,000 | 124,962,000 | 134,164,000 | 139,894,000 |