Call reports 2012
BANK OF LAKE MILLS — 2012
What BANK OF LAKE MILLS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 178,046,000 | 178,609,000 | 174,843,000 | 180,133,000 |
| Total loans | 126,739,000 | 126,215,000 | 124,995,000 | 128,960,000 |
| Allowance for loan losses | 2,384,000 | 1,917,000 | 2,056,000 | 2,056,000 |
| Securities available for sale | 32,193,000 | 34,140,000 | 35,729,000 | 32,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,922,000 | 152,119,000 | 150,891,000 | 157,209,000 |
| Interest-bearing deposits | 131,258,000 | 130,789,000 | 129,105,000 | 134,342,000 |
| Noninterest-bearing deposits | 20,664,000 | 21,330,000 | 21,786,000 | 22,867,000 |
| Equity capital | 17,175,000 | 17,508,000 | 17,924,000 | 18,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,062,000 | 4,004,000 | 5,941,000 | 7,767,000 |
| Interest expense | 507,000 | 963,000 | 1,387,000 | 1,748,000 |
| Net interest income | 1,555,000 | 3,041,000 | 4,554,000 | 6,019,000 |
| Noninterest income | 421,000 | 888,000 | 1,384,000 | 1,984,000 |
| Noninterest expense | 1,350,000 | 2,625,000 | 4,047,000 | 5,471,000 |
| Provision for loan losses | 443,000 | 931,000 | 1,167,000 | 1,462,000 |
| Pretax income | 183,000 | 373,000 | 724,000 | 1,081,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 373,000 | 724,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,540,000 | 16,717,000 | 17,078,000 | 17,275,000 |
| Total capital | 18,112,000 | 18,303,000 | 18,634,000 | 18,871,000 |
| Risk-weighted assets | 124,919,000 | 126,560,000 | 124,004,000 | 127,210,000 |