Call reports 2010
BANK OF LAKE MILLS — 2010
What BANK OF LAKE MILLS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 179,666,000 | 175,414,000 | 182,318,000 | 198,900,000 |
| Total loans | 140,289,000 | 140,140,000 | 143,117,000 | 133,882,000 |
| Allowance for loan losses | 2,390,000 | 2,499,000 | 2,533,000 | 2,456,000 |
| Securities available for sale | 17,396,000 | 16,641,000 | 16,035,000 | 18,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,215,000 | 146,560,000 | 152,865,000 | 170,426,000 |
| Interest-bearing deposits | 129,993,000 | 131,474,000 | 133,110,000 | 141,792,000 |
| Noninterest-bearing deposits | 15,222,000 | 15,086,000 | 19,755,000 | 28,634,000 |
| Equity capital | 15,369,000 | 15,911,000 | 16,203,000 | 15,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,339,000 | 4,693,000 | 6,996,000 | 9,141,000 |
| Interest expense | 921,000 | 1,857,000 | 2,645,000 | 3,402,000 |
| Net interest income | 1,418,000 | 2,836,000 | 4,351,000 | 5,739,000 |
| Noninterest income | 253,000 | 419,000 | 978,000 | 1,489,000 |
| Noninterest expense | 1,217,000 | 2,406,000 | 3,754,000 | 5,061,000 |
| Provision for loan losses | 393,000 | 894,000 | 1,435,000 | 2,016,000 |
| Pretax income | 61,000 | -45,000 | 140,000 | 151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | -45,000 | 140,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,678,000 | 15,190,000 | 15,374,000 | 15,393,000 |
| Total capital | 16,392,000 | 16,886,000 | 17,093,000 | 17,072,000 |
| Risk-weighted assets | 136,477,000 | 134,915,000 | 136,717,000 | 133,574,000 |