Call reports 2009
BANK OF LAKE MILLS — 2009
What BANK OF LAKE MILLS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 167,442,000 | 173,190,000 | 174,790,000 | 180,105,000 |
| Total loans | 136,922,000 | 141,879,000 | 140,787,000 | 143,583,000 |
| Allowance for loan losses | 1,803,000 | 1,581,000 | 1,801,000 | 2,775,000 |
| Securities available for sale | 16,417,000 | 15,430,000 | 17,176,000 | 18,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,015,000 | 134,324,000 | 137,658,000 | 145,303,000 |
| Interest-bearing deposits | 116,462,000 | 121,900,000 | 125,068,000 | 130,087,000 |
| Noninterest-bearing deposits | 12,553,000 | 12,424,000 | 12,590,000 | 15,216,000 |
| Equity capital | 15,634,000 | 15,652,000 | 15,794,000 | 15,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,279,000 | 4,608,000 | 6,957,000 | 9,236,000 |
| Interest expense | 1,136,000 | 2,277,000 | 3,406,000 | 4,427,000 |
| Net interest income | 1,143,000 | 2,331,000 | 3,551,000 | 4,809,000 |
| Noninterest income | 638,000 | 1,366,000 | 1,680,000 | 2,031,000 |
| Noninterest expense | 1,094,000 | 2,375,000 | 3,429,000 | 4,439,000 |
| Provision for loan losses | 245,000 | 593,000 | 1,214,000 | 2,339,000 |
| Pretax income | 456,000 | 864,000 | 723,000 | 197,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 6,000 |
| Net income | 455,000 | 861,000 | 718,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,140,000 | 15,330,000 | 15,144,000 | 14,617,000 |
| Total capital | 16,700,000 | 16,911,000 | 16,814,000 | 16,338,000 |
| Risk-weighted assets | 124,547,000 | 131,055,000 | 133,472,000 | 136,605,000 |