Call reports 2008
BANK OF LAKE MILLS — 2008
What BANK OF LAKE MILLS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 148,799,000 | 149,280,000 | 156,501,000 | 161,860,000 |
| Total loans | 122,242,000 | 123,815,000 | 128,291,000 | 130,281,000 |
| Allowance for loan losses | 1,524,000 | 1,513,000 | 1,596,000 | 1,659,000 |
| Securities available for sale | 18,570,000 | 17,035,000 | 16,762,000 | 16,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,811,000 | 118,920,000 | 117,424,000 | 123,076,000 |
| Interest-bearing deposits | 104,744,000 | 107,408,000 | 104,752,000 | 110,635,000 |
| Noninterest-bearing deposits | 12,067,000 | 11,512,000 | 12,672,000 | 12,441,000 |
| Equity capital | 14,662,000 | 14,520,000 | 14,889,000 | 15,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,343,000 | 4,720,000 | 7,121,000 | 9,485,000 |
| Interest expense | 1,252,000 | 2,418,000 | 3,564,000 | 4,697,000 |
| Net interest income | 1,091,000 | 2,302,000 | 3,557,000 | 4,788,000 |
| Noninterest income | 800,000 | 1,124,000 | 1,284,000 | 1,490,000 |
| Noninterest expense | 878,000 | 1,792,000 | 2,685,000 | 3,540,000 |
| Provision for loan losses | 500,000 | 625,000 | 721,000 | 928,000 |
| Pretax income | 513,000 | 1,009,000 | 1,435,000 | 1,810,000 |
| Income tax | 3,000 | 5,000 | 6,000 | 8,000 |
| Net income | 510,000 | 1,004,000 | 1,429,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,287,000 | 14,493,000 | 14,716,000 | 14,887,000 |
| Total capital | 15,742,000 | 15,949,000 | 16,197,000 | 16,387,000 |
| Risk-weighted assets | 116,337,000 | 116,411,000 | 118,367,000 | 119,808,000 |