Call reports 2007
BANK OF LAKE MILLS — 2007
What BANK OF LAKE MILLS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 125,414,000 | 132,204,000 | 135,414,000 | 147,547,000 |
| Total loans | 101,525,000 | 106,946,000 | 110,807,000 | 117,477,000 |
| Allowance for loan losses | 883,000 | 989,000 | 1,079,000 | 1,145,000 |
| Securities available for sale | 15,879,000 | 17,315,000 | 17,455,000 | 20,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,264,000 | 108,724,000 | 108,850,000 | 117,186,000 |
| Interest-bearing deposits | 90,892,000 | 95,938,000 | 96,922,000 | 105,252,000 |
| Noninterest-bearing deposits | 10,372,000 | 12,785,000 | 11,928,000 | 11,934,000 |
| Equity capital | 13,274,000 | 13,370,000 | 14,058,000 | 14,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,973,000 | 4,156,000 | 6,388,000 | 8,750,000 |
| Interest expense | 992,000 | 2,053,000 | 3,198,000 | 4,445,000 |
| Net interest income | 981,000 | 2,103,000 | 3,190,000 | 4,305,000 |
| Noninterest income | 614,000 | 1,024,000 | 1,739,000 | 2,347,000 |
| Noninterest expense | 858,000 | 1,615,000 | 2,466,000 | 3,521,000 |
| Provision for loan losses | 37,000 | 168,000 | 378,000 | 463,000 |
| Pretax income | 700,000 | 1,336,000 | 2,077,000 | 2,660,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 699,000 | 1,334,000 | 2,073,000 | 2,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,268,000 | 13,615,000 | 14,058,000 | 14,064,000 |
| Total capital | 14,151,000 | 14,604,000 | 15,137,000 | 15,209,000 |
| Risk-weighted assets | 100,458,000 | 104,429,000 | 106,377,000 | 113,588,000 |