Call reports 2006
BANK OF LAKE MILLS — 2006
What BANK OF LAKE MILLS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 111,312,000 | 114,762,000 | 118,409,000 | 125,217,000 |
| Total loans | 87,699,000 | 91,019,000 | 94,046,000 | 97,211,000 |
| Allowance for loan losses | 1,280,000 | 808,000 | 820,000 | 839,000 |
| Securities available for sale | 14,934,000 | 15,277,000 | 15,619,000 | 15,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,532,000 | 94,843,000 | 96,417,000 | 102,906,000 |
| Interest-bearing deposits | 81,559,000 | 82,453,000 | 84,507,000 | 91,685,000 |
| Noninterest-bearing deposits | 10,973,000 | 12,390,000 | 11,910,000 | 11,221,000 |
| Equity capital | 12,027,000 | 12,085,000 | 12,665,000 | 12,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,307,000 | 5,117,000 | 7,043,000 |
| Interest expense | 690,000 | 1,466,000 | 2,326,000 | 3,263,000 |
| Net interest income | 908,000 | 1,841,000 | 2,791,000 | 3,780,000 |
| Noninterest income | 292,000 | 552,000 | 1,020,000 | 1,458,000 |
| Noninterest expense | 681,000 | 1,333,000 | 1,998,000 | 2,847,000 |
| Provision for loan losses | 34,000 | 124,000 | 163,000 | 243,000 |
| Pretax income | 485,000 | 927,000 | 1,641,000 | 2,139,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 5,000 |
| Net income | 483,000 | 924,000 | 1,637,000 | 2,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,174,000 | 12,327,000 | 12,752,000 | 12,857,000 |
| Total capital | 13,261,000 | 13,135,000 | 13,572,000 | 13,696,000 |
| Risk-weighted assets | 86,803,000 | 91,753,000 | 94,093,000 | 97,041,000 |