Call reports 2004
BANK OF LAKE MILLS — 2004
What BANK OF LAKE MILLS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 108,000,000 | 107,734,000 | 109,248,000 | 113,786,000 |
| Total loans | 82,356,000 | 87,303,000 | 88,525,000 | 92,227,000 |
| Allowance for loan losses | 741,000 | 975,000 | 1,100,000 | 1,139,000 |
| Securities available for sale | 13,066,000 | 13,895,000 | 13,268,000 | 13,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,453,000 | 96,428,000 | 95,141,000 | 98,237,000 |
| Interest-bearing deposits | 88,194,000 | 87,186,000 | 85,504,000 | 88,558,000 |
| Noninterest-bearing deposits | 8,259,000 | 9,242,000 | 9,637,000 | 9,679,000 |
| Equity capital | 10,309,000 | 10,251,000 | 10,707,000 | 10,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,953,000 | 4,477,000 | 6,068,000 |
| Interest expense | 526,000 | 1,009,000 | 1,486,000 | 1,962,000 |
| Net interest income | 944,000 | 1,944,000 | 2,991,000 | 4,106,000 |
| Noninterest income | 123,000 | 253,000 | 465,000 | 676,000 |
| Noninterest expense | 471,000 | 948,000 | 1,483,000 | 2,183,000 |
| Provision for loan losses | 159,000 | 422,000 | 664,000 | 759,000 |
| Pretax income | 437,000 | 827,000 | 1,309,000 | 1,840,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 437,000 | 827,000 | 1,308,000 | 1,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,155,000 | 10,371,000 | 10,680,000 | 10,924,000 |
| Total capital | 10,896,000 | 11,346,000 | 11,739,000 | 12,044,000 |
| Risk-weighted assets | 79,786,000 | 83,878,000 | 84,661,000 | 89,603,000 |