Call reports 2003
BANK OF LAKE MILLS — 2003
What BANK OF LAKE MILLS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 96,439,000 | 100,762,000 | 103,891,000 | 111,228,000 |
| Total loans | 66,599,000 | 68,833,000 | 77,925,000 | 84,110,000 |
| Allowance for loan losses | 800,000 | 696,000 | 662,000 | 761,000 |
| Securities available for sale | 9,764,000 | 13,421,000 | 13,864,000 | 12,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,038,000 | 89,628,000 | 92,950,000 | 100,301,000 |
| Interest-bearing deposits | 78,708,000 | 81,372,000 | 84,577,000 | 91,727,000 |
| Noninterest-bearing deposits | 7,330,000 | 8,256,000 | 8,373,000 | 8,574,000 |
| Equity capital | 9,362,000 | 9,775,000 | 9,935,000 | 9,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,612,000 | 3,964,000 | 5,421,000 |
| Interest expense | 594,000 | 1,173,000 | 1,753,000 | 2,319,000 |
| Net interest income | 721,000 | 1,439,000 | 2,211,000 | 3,102,000 |
| Noninterest income | 229,000 | 534,000 | 769,000 | 887,000 |
| Noninterest expense | 380,000 | 773,000 | 1,283,000 | 1,779,000 |
| Provision for loan losses | 290,000 | 315,000 | 319,000 | 509,000 |
| Pretax income | 280,000 | 885,000 | 1,378,000 | 1,701,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 3,000 |
| Net income | 279,000 | 884,000 | 1,376,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,217,000 | 9,651,000 | 9,855,000 | 9,890,000 |
| Total capital | 10,017,000 | 10,347,000 | 10,517,000 | 10,651,000 |
| Risk-weighted assets | 68,237,000 | 80,979,000 | 78,364,000 | 81,900,000 |