Call reports 2002
BANK OF LAKE MILLS — 2002
What BANK OF LAKE MILLS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 83,660,000 | 83,879,000 | 84,541,000 | 95,818,000 |
| Total loans | 63,803,000 | 63,373,000 | 65,503,000 | 64,876,000 |
| Allowance for loan losses | 647,000 | 688,000 | 826,000 | 549,000 |
| Securities available for sale | 7,700,000 | 7,273,000 | 6,783,000 | 5,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,637,000 | 71,487,000 | 73,710,000 | 85,196,000 |
| Interest-bearing deposits | 61,781,000 | 64,772,000 | 66,739,000 | 78,126,000 |
| Noninterest-bearing deposits | 5,856,000 | 6,715,000 | 6,971,000 | 7,070,000 |
| Equity capital | 8,981,000 | 9,272,000 | 9,488,000 | 9,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,863,000 | 4,277,000 | 5,435,000 |
| Interest expense | 674,000 | 1,301,000 | 1,918,000 | 2,518,000 |
| Net interest income | 779,000 | 1,562,000 | 2,359,000 | 2,917,000 |
| Noninterest income | 26,000 | 110,000 | 151,000 | 554,000 |
| Noninterest expense | 357,000 | 761,000 | 1,100,000 | 1,484,000 |
| Provision for loan losses | 35,000 | 95,000 | 230,000 | 680,000 |
| Pretax income | 413,000 | 816,000 | 1,180,000 | 1,307,000 |
| Income tax | 0 | 2,000 | 2,000 | 3,000 |
| Net income | 413,000 | 814,000 | 1,178,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,827,000 | 9,054,000 | 9,245,000 | 9,113,000 |
| Total capital | 9,474,000 | 9,742,000 | 10,007,000 | 9,662,000 |
| Risk-weighted assets | 59,894,000 | 60,435,000 | 61,084,000 | 65,739,000 |