Call reports 2001
BANK OF LAKE MILLS — 2001
What BANK OF LAKE MILLS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,506,000 | 77,927,000 | 81,641,000 | 87,748,000 |
| Total loans | 57,108,000 | 60,052,000 | 61,358,000 | 63,683,000 |
| Allowance for loan losses | 570,000 | 594,000 | 599,000 | 640,000 |
| Securities available for sale | 10,191,000 | 9,448,000 | 8,663,000 | 8,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,342,000 | 60,440,000 | 63,926,000 | 69,917,000 |
| Interest-bearing deposits | 50,699,000 | 52,987,000 | 57,362,000 | 63,048,000 |
| Noninterest-bearing deposits | 5,643,000 | 7,453,000 | 6,564,000 | 6,869,000 |
| Equity capital | 8,293,000 | 8,483,000 | 8,551,000 | 8,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,756,000 | 4,175,000 | 5,790,000 |
| Interest expense | 761,000 | 1,502,000 | 2,284,000 | 3,011,000 |
| Net interest income | 626,000 | 1,254,000 | 1,891,000 | 2,779,000 |
| Noninterest income | 72,000 | 146,000 | 223,000 | 293,000 |
| Noninterest expense | 342,000 | 655,000 | 1,036,000 | 1,442,000 |
| Provision for loan losses | 55,000 | 80,000 | 270,000 | 310,000 |
| Pretax income | 301,000 | 665,000 | 808,000 | 1,320,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 301,000 | 664,000 | 807,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,173,000 | 8,363,000 | 8,334,000 | 8,673,000 |
| Total capital | 8,503,000 | 8,957,000 | 8,933,000 | 9,313,000 |
| Risk-weighted assets | 26,130,000 | 55,576,000 | 57,953,000 | 59,449,000 |