Call reports 2025
STATE BANK OF SCHALLER — 2025
What STATE BANK OF SCHALLER reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 41,527,000 | 39,602,000 | 38,259,000 | 39,756,000 |
| Total loans | 11,012,000 | 10,450,000 | 9,714,000 | 10,459,000 |
| Allowance for loan losses | 168,000 | 168,000 | 168,000 | 165,000 |
| Securities available for sale | 15,490,000 | 15,980,000 | 16,110,000 | 13,217,000 |
| Securities held to maturity | 8,816,000 | 8,386,000 | 8,110,000 | 7,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,109,000 | 34,010,000 | 32,843,000 | 34,268,000 |
| Interest-bearing deposits | 31,232,000 | 29,361,000 | 27,998,000 | 28,633,000 |
| Noninterest-bearing deposits | 4,877,000 | 4,649,000 | 4,845,000 | 5,635,000 |
| Equity capital | 5,257,000 | 5,323,000 | 5,173,000 | 5,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 889,000 | 1,307,000 | 1,750,000 |
| Interest expense | 179,000 | 355,000 | 514,000 | 673,000 |
| Net interest income | 292,000 | 534,000 | 793,000 | 1,077,000 |
| Noninterest income | 75,000 | 147,000 | 219,000 | 265,000 |
| Noninterest expense | 190,000 | 365,000 | 560,000 | 788,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 316,000 | 452,000 | 554,000 |
| Income tax | 46,000 | 82,000 | 73,000 | 74,000 |
| Net income | 131,000 | 234,000 | 379,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,474,000 | 5,577,000 | 5,323,000 | 5,423,000 |