Call reports 2024
STATE BANK OF SCHALLER — 2024
What STATE BANK OF SCHALLER reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 39,185,000 | 41,023,000 | 42,345,000 | 42,023,000 |
| Total loans | 12,613,000 | 12,026,000 | 11,151,000 | 11,249,000 |
| Allowance for loan losses | 170,000 | 169,000 | 168,000 | 168,000 |
| Securities available for sale | 14,070,000 | 13,600,000 | 14,857,000 | 15,544,000 |
| Securities held to maturity | 9,539,000 | 9,482,000 | 9,477,000 | 9,471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,007,000 | 35,772,000 | 37,156,000 | 36,670,000 |
| Interest-bearing deposits | 28,372,000 | 30,244,000 | 31,770,000 | 31,237,000 |
| Noninterest-bearing deposits | 5,635,000 | 5,528,000 | 5,386,000 | 5,433,000 |
| Equity capital | 5,021,000 | 4,996,000 | 5,043,000 | 5,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 831,000 | 1,271,000 | 1,736,000 |
| Interest expense | 147,000 | 308,000 | 490,000 | 583,000 |
| Net interest income | 247,000 | 523,000 | 781,000 | 1,153,000 |
| Noninterest income | 73,000 | 146,000 | 235,000 | 317,000 |
| Noninterest expense | 200,000 | 377,000 | 578,000 | 974,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 292,000 | 438,000 | 496,000 |
| Income tax | 15,000 | 44,000 | 70,000 | 85,000 |
| Net income | 105,000 | 248,000 | 368,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,355,000 | 5,498,000 | 5,305,000 | 5,344,000 |