Call reports 2023
STATE BANK OF SCHALLER — 2023
What STATE BANK OF SCHALLER reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 47,832,000 | 45,711,000 | 41,597,000 | 40,941,000 |
| Total loans | 12,593,000 | 11,246,000 | 11,385,000 | 12,281,000 |
| Allowance for loan losses | 203,000 | 201,000 | 202,000 | 170,000 |
| Securities available for sale | 15,272,000 | 15,271,000 | 15,176,000 | 14,188,000 |
| Securities held to maturity | 10,729,000 | 10,923,000 | 11,118,000 | 9,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,124,000 | 40,637,000 | 36,604,000 | 35,892,000 |
| Interest-bearing deposits | 35,012,000 | 34,103,000 | 21,160,000 | 15,364,000 |
| Noninterest-bearing deposits | 8,112,000 | 6,534,000 | 15,444,000 | 20,528,000 |
| Equity capital | 4,636,000 | 4,807,000 | 4,778,000 | 4,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 907,000 | 1,254,000 | 1,674,000 |
| Interest expense | 87,000 | 225,000 | 377,000 | 536,000 |
| Net interest income | 325,000 | 682,000 | 877,000 | 1,138,000 |
| Noninterest income | 73,000 | 155,000 | 237,000 | 380,000 |
| Noninterest expense | 300,000 | 472,000 | 708,000 | 847,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 365,000 | 406,000 | 568,000 |
| Income tax | 1,000 | 93,000 | 51,000 | 78,000 |
| Net income | 97,000 | 272,000 | 355,000 | 490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,106,000 | 5,290,000 | 5,362,000 | 5,250,000 |
| Total capital | 5,309,000 | — | — | — |
| Risk-weighted assets | 21,556,000 | — | — | — |