Call reports 2022
STATE BANK OF SCHALLER — 2022
What STATE BANK OF SCHALLER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 39,798,000 | 40,751,000 | 41,366,000 | 41,449,000 |
| Total loans | 11,549,000 | 11,323,000 | 12,250,000 | 12,915,000 |
| Allowance for loan losses | 407,000 | 408,000 | 402,000 | 402,000 |
| Securities available for sale | 14,714,000 | 17,738,000 | 17,040,000 | 14,916,000 |
| Securities held to maturity | 8,961,000 | 9,241,000 | 8,820,000 | 9,376,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,092,000 | 35,974,000 | 34,026,000 | 37,044,000 |
| Interest-bearing deposits | 27,657,000 | 27,896,000 | 27,204,000 | 29,410,000 |
| Noninterest-bearing deposits | 7,435,000 | 8,078,000 | 6,822,000 | 7,634,000 |
| Equity capital | 4,603,000 | 4,710,000 | 4,674,000 | 4,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 571,000 | 879,000 | 1,221,000 |
| Interest expense | 36,000 | 69,000 | 104,000 | 155,000 |
| Net interest income | 222,000 | 502,000 | 775,000 | 1,066,000 |
| Noninterest income | 70,000 | 141,000 | 212,000 | 319,000 |
| Noninterest expense | 202,000 | 398,000 | 602,000 | 802,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 184,000 | 326,000 | 486,000 |
| Income tax | 11,000 | 31,000 | 40,000 | 82,000 |
| Net income | 79,000 | 153,000 | 286,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,834,000 | 4,906,000 | 5,041,000 | 4,859,000 |
| Total capital | — | — | 5,309,000 | 5,132,000 |
| Risk-weighted assets | — | — | 21,312,000 | 21,771,000 |