Call reports 2021
STATE BANK OF SCHALLER — 2021
What STATE BANK OF SCHALLER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 41,193,000 | 40,273,000 | 34,771,000 | 37,196,000 |
| Total loans | 10,285,000 | 12,058,000 | 12,039,000 | 12,108,000 |
| Allowance for loan losses | 434,000 | 434,000 | 433,000 | 436,000 |
| Securities available for sale | 14,720,000 | 17,131,000 | 11,789,000 | 10,935,000 |
| Securities held to maturity | 8,623,000 | 7,853,000 | 7,633,000 | 7,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,298,000 | 34,128,000 | 27,521,000 | 31,328,000 |
| Interest-bearing deposits | 30,376,000 | 28,712,000 | 22,642,000 | 26,568,000 |
| Noninterest-bearing deposits | 5,922,000 | 5,416,000 | 4,879,000 | 4,760,000 |
| Equity capital | 4,407,000 | 4,536,000 | 4,646,000 | 4,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 614,000 | 827,000 | 1,111,000 |
| Interest expense | 41,000 | 81,000 | 117,000 | 154,000 |
| Net interest income | 267,000 | 533,000 | 710,000 | 957,000 |
| Noninterest income | 73,000 | 157,000 | 269,000 | 380,000 |
| Noninterest expense | 220,000 | 395,000 | 574,000 | 775,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 295,000 | 423,000 | 579,000 |
| Income tax | 6,000 | 45,000 | 63,000 | -75,000 |
| Net income | 114,000 | 250,000 | 360,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,315,000 | 4,327,000 | 4,437,000 | 4,755,000 |
| Total capital | — | 4,577,000 | 4,692,000 | 5,014,000 |
| Risk-weighted assets | — | 19,879,000 | 20,246,000 | 20,553,000 |