Call reports 2020
STATE BANK OF SCHALLER — 2020
What STATE BANK OF SCHALLER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 33,436,000 | 36,670,000 | 35,517,000 | 36,911,000 |
| Total loans | 11,204,000 | 11,653,000 | 11,162,000 | 11,316,000 |
| Allowance for loan losses | 437,000 | 437,000 | 433,000 | 433,000 |
| Securities available for sale | 9,459,000 | 11,037,000 | 11,416,000 | 10,975,000 |
| Securities held to maturity | 9,700,000 | 8,439,000 | 8,580,000 | 8,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,603,000 | 31,500,000 | 30,237,000 | 31,890,000 |
| Interest-bearing deposits | 23,379,000 | 26,881,000 | 25,989,000 | 26,810,000 |
| Noninterest-bearing deposits | 4,224,000 | 4,619,000 | 4,248,000 | 5,080,000 |
| Equity capital | 4,849,000 | 4,621,000 | 4,963,000 | 4,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 626,000 | 921,000 | 1,225,000 |
| Interest expense | 50,000 | 102,000 | 146,000 | 191,000 |
| Net interest income | 241,000 | 524,000 | 775,000 | 1,034,000 |
| Noninterest income | 78,000 | 151,000 | 221,000 | 309,000 |
| Noninterest expense | 181,000 | 384,000 | 586,000 | 805,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 291,000 | 410,000 | 538,000 |
| Income tax | 19,000 | 34,000 | 46,000 | 48,000 |
| Net income | 119,000 | 257,000 | 364,000 | 490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,621,000 | 4,260,000 | 4,624,000 | 4,066,000 |
| Total capital | — | — | — | 4,307,000 |
| Risk-weighted assets | — | — | — | 19,094,000 |