Call reports 2019
STATE BANK OF SCHALLER — 2019
What STATE BANK OF SCHALLER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 29,032,000 | 30,535,000 | 30,389,000 | 33,671,000 |
| Total loans | 8,756,000 | 8,780,000 | 9,820,000 | 12,210,000 |
| Allowance for loan losses | 442,000 | 440,000 | 440,000 | 441,000 |
| Securities available for sale | 9,139,000 | 8,868,000 | 7,507,000 | 6,417,000 |
| Securities held to maturity | 7,949,000 | 8,476,000 | 8,332,000 | 8,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,416,000 | 25,897,000 | 25,424,000 | 28,975,000 |
| Interest-bearing deposits | 20,849,000 | 21,909,000 | 21,586,000 | 24,192,000 |
| Noninterest-bearing deposits | 3,567,000 | 3,988,000 | 3,838,000 | 4,783,000 |
| Equity capital | 4,450,000 | 4,595,000 | 4,767,000 | 4,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 506,000 | 772,000 | 1,065,000 |
| Interest expense | 45,000 | 80,000 | 123,000 | 171,000 |
| Net interest income | 208,000 | 426,000 | 649,000 | 894,000 |
| Noninterest income | 84,000 | 154,000 | 236,000 | 383,000 |
| Noninterest expense | 181,000 | 361,000 | 538,000 | 722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 219,000 | 347,000 | 550,000 |
| Income tax | 5,000 | 31,000 | 35,000 | 82,000 |
| Net income | 106,000 | 188,000 | 312,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,476,000 | 4,558,000 | 4,682,000 | 4,499,000 |
| Total capital | 4,656,000 | 4,755,000 | 4,890,000 | 4,720,000 |
| Risk-weighted assets | 14,206,000 | 15,580,000 | 16,449,000 | 17,470,000 |