Call reports 2018
STATE BANK OF SCHALLER — 2018
What STATE BANK OF SCHALLER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 34,852,000 | 35,464,000 | 32,036,000 | 31,296,000 |
| Total loans | 8,281,000 | 8,250,000 | 8,448,000 | 10,347,000 |
| Allowance for loan losses | 431,000 | 445,000 | 441,000 | 441,000 |
| Securities available for sale | 11,561,000 | 12,736,000 | 12,960,000 | 10,411,000 |
| Securities held to maturity | 8,188,000 | 8,188,000 | 8,481,000 | 8,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,565,000 | 30,840,000 | 27,523,000 | 26,958,000 |
| Interest-bearing deposits | 26,717,000 | 27,265,000 | 23,462,000 | 22,756,000 |
| Noninterest-bearing deposits | 3,848,000 | 3,575,000 | 4,061,000 | 4,202,000 |
| Equity capital | 4,178,000 | 4,375,000 | 4,480,000 | 4,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 454,000 | 765,000 | 1,079,000 |
| Interest expense | 38,000 | 84,000 | 128,000 | 166,000 |
| Net interest income | 187,000 | 370,000 | 637,000 | 913,000 |
| Noninterest income | 76,000 | 168,000 | 241,000 | 370,000 |
| Noninterest expense | 155,000 | 339,000 | 530,000 | 716,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 199,000 | 348,000 | 531,000 |
| Income tax | 6,000 | 5,000 | 5,000 | 133,000 |
| Net income | 102,000 | 194,000 | 343,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,333,000 | 4,428,000 | 4,577,000 | 4,370,000 |
| Total capital | 4,504,000 | 4,600,000 | 4,761,000 | 4,567,000 |
| Risk-weighted assets | 13,443,000 | 13,513,000 | 14,490,000 | 15,525,000 |