Call reports 2017
STATE BANK OF SCHALLER — 2017
What STATE BANK OF SCHALLER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,466,000 | 39,020,000 | 37,516,000 | 37,791,000 |
| Total loans | 8,419,000 | 7,510,000 | 7,677,000 | 8,990,000 |
| Allowance for loan losses | 459,000 | 447,000 | 431,000 | 431,000 |
| Securities available for sale | 11,218,000 | 10,270,000 | 12,226,000 | 11,195,000 |
| Securities held to maturity | 9,697,000 | 8,812,000 | 8,880,000 | 8,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,244,000 | 34,657,000 | 32,744,000 | 33,588,000 |
| Interest-bearing deposits | 29,273,000 | 30,723,000 | 28,833,000 | 29,587,000 |
| Noninterest-bearing deposits | 3,971,000 | 3,934,000 | 3,911,000 | 4,001,000 |
| Equity capital | 4,181,000 | 4,204,000 | 4,377,000 | 4,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 490,000 | 766,000 | 996,000 |
| Interest expense | 32,000 | 68,000 | 123,000 | 141,000 |
| Net interest income | 234,000 | 422,000 | 643,000 | 855,000 |
| Noninterest income | 75,000 | 150,000 | 226,000 | 467,000 |
| Noninterest expense | 174,000 | 355,000 | 522,000 | 766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 217,000 | 342,000 | 559,000 |
| Income tax | 5,000 | 65,000 | 34,000 | 146,000 |
| Net income | 130,000 | 152,000 | 308,000 | 413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,198,000 | 4,199,000 | 4,354,000 | 4,210,000 |
| Total capital | 4,417,000 | 4,406,000 | 4,585,000 | 4,397,000 |
| Risk-weighted assets | 17,356,000 | 16,356,000 | 18,350,000 | 14,718,000 |