Call reports 2016
STATE BANK OF SCHALLER — 2016
What STATE BANK OF SCHALLER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,013,000 | 38,648,000 | 36,516,000 | 35,576,000 |
| Total loans | 7,900,000 | 7,160,000 | 7,849,000 | 8,684,000 |
| Allowance for loan losses | 457,000 | 458,000 | 451,000 | 450,000 |
| Securities available for sale | 11,821,000 | 12,042,000 | 11,254,000 | 10,953,000 |
| Securities held to maturity | 11,519,000 | 10,443,000 | 10,118,000 | 10,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,992,000 | 34,394,000 | 32,245,000 | 31,511,000 |
| Interest-bearing deposits | 30,326,000 | 30,750,000 | 28,769,000 | 28,248,000 |
| Noninterest-bearing deposits | 3,666,000 | 3,644,000 | 3,476,000 | 3,263,000 |
| Equity capital | 3,962,000 | 4,199,000 | 4,233,000 | 4,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 486,000 | 731,000 | 982,000 |
| Interest expense | 37,000 | 71,000 | 104,000 | 138,000 |
| Net interest income | 197,000 | 415,000 | 627,000 | 844,000 |
| Noninterest income | 84,000 | 184,000 | 244,000 | 463,000 |
| Noninterest expense | 149,000 | 343,000 | 537,000 | 730,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 256,000 | 323,000 | 566,000 |
| Income tax | 12,000 | 17,000 | 17,000 | 64,000 |
| Net income | 120,000 | 239,000 | 306,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,962,000 | 4,052,000 | 4,121,000 | 4,068,000 |
| Total capital | 4,147,000 | 4,229,000 | 4,292,000 | 4,256,000 |
| Risk-weighted assets | 14,531,000 | 13,887,000 | 13,402,000 | 14,814,000 |