Call reports 2014
STATE BANK OF SCHALLER — 2014
What STATE BANK OF SCHALLER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 37,120,000 | 36,003,000 | 33,015,000 | 32,969,000 |
| Total loans | 7,957,000 | 7,089,000 | 7,364,000 | 8,126,000 |
| Allowance for loan losses | 469,000 | 469,000 | 469,000 | 469,000 |
| Securities available for sale | 9,798,000 | 9,473,000 | 9,124,000 | 9,173,000 |
| Securities held to maturity | 13,991,000 | 13,865,000 | 13,763,000 | 13,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,798,000 | 32,514,000 | 29,388,000 | 29,418,000 |
| Interest-bearing deposits | 29,900,000 | 29,075,000 | 26,235,000 | 26,711,000 |
| Noninterest-bearing deposits | 3,898,000 | 3,439,000 | 3,153,000 | 2,707,000 |
| Equity capital | 3,232,000 | 3,445,000 | 3,583,000 | 3,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 525,000 | 759,000 | 1,012,000 |
| Interest expense | 45,000 | 91,000 | 137,000 | 182,000 |
| Net interest income | 236,000 | 434,000 | 622,000 | 830,000 |
| Noninterest income | 79,000 | 157,000 | 270,000 | 477,000 |
| Noninterest expense | 181,000 | 382,000 | 543,000 | 758,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 224,000 | 364,000 | 566,000 |
| Income tax | 18,000 | 18,000 | 20,000 | 66,000 |
| Net income | 130,000 | 206,000 | 344,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,430,000 | 3,506,000 | 3,644,000 | 3,500,000 |
| Total capital | 3,616,000 | 3,683,000 | 3,822,000 | 3,681,000 |
| Risk-weighted assets | 14,609,000 | 13,873,000 | 13,986,000 | 14,173,000 |