Call reports 2013
STATE BANK OF SCHALLER — 2013
What STATE BANK OF SCHALLER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 34,235,000 | 34,258,000 | 33,287,000 | 32,678,000 |
| Total loans | 6,870,000 | 6,905,000 | 6,878,000 | 9,083,000 |
| Allowance for loan losses | 413,000 | 413,000 | 403,000 | 468,000 |
| Securities available for sale | 10,233,000 | 10,284,000 | 10,504,000 | 8,545,000 |
| Securities held to maturity | 13,111,000 | 14,000,000 | 14,615,000 | 14,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,819,000 | 30,872,000 | 29,330,000 | 29,065,000 |
| Interest-bearing deposits | 26,647,000 | 25,517,000 | 24,343,000 | 24,388,000 |
| Noninterest-bearing deposits | 4,172,000 | 5,355,000 | 4,987,000 | 4,677,000 |
| Equity capital | 3,310,000 | 3,291,000 | 3,300,000 | 3,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 496,000 | 743,000 | 993,000 |
| Interest expense | 57,000 | 106,000 | 151,000 | 195,000 |
| Net interest income | 151,000 | 390,000 | 592,000 | 798,000 |
| Noninterest income | 81,000 | 160,000 | 237,000 | 424,000 |
| Noninterest expense | 161,000 | 357,000 | 532,000 | 767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 208,000 | 319,000 | 442,000 |
| Income tax | 0 | 0 | 0 | 59,000 |
| Net income | 74,000 | 208,000 | 319,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,241,000 | 3,375,000 | 3,487,000 | 3,301,000 |
| Total capital | 3,426,000 | 3,560,000 | 3,673,000 | 3,507,000 |
| Risk-weighted assets | 14,562,000 | 13,835,000 | 14,666,000 | 16,185,000 |