Call reports 2012
STATE BANK OF SCHALLER — 2012
What STATE BANK OF SCHALLER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,058,000 | 29,971,000 | 29,229,000 | 29,062,000 |
| Total loans | 7,839,000 | 7,443,000 | 7,238,000 | 7,316,000 |
| Allowance for loan losses | 420,000 | 420,000 | 421,000 | 413,000 |
| Securities available for sale | 6,142,000 | 7,561,000 | 8,205,000 | 7,793,000 |
| Securities held to maturity | 12,173,000 | 11,361,000 | 12,594,000 | 12,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,482,000 | 26,514,000 | 24,683,000 | 25,383,000 |
| Interest-bearing deposits | 21,313,000 | 23,773,000 | 21,834,000 | 21,695,000 |
| Noninterest-bearing deposits | 3,169,000 | 2,741,000 | 2,849,000 | 3,688,000 |
| Equity capital | 3,078,000 | 3,343,000 | 3,473,000 | 3,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 571,000 | 833,000 | 1,103,000 |
| Interest expense | 75,000 | 105,000 | 162,000 | 216,000 |
| Net interest income | 204,000 | 466,000 | 671,000 | 887,000 |
| Noninterest income | 509,000 | 592,000 | 673,000 | 873,000 |
| Noninterest expense | 173,000 | 373,000 | 581,000 | 780,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 546,000 | 691,000 | 769,000 | 986,000 |
| Income tax | 150,000 | 159,000 | 159,000 | 204,000 |
| Net income | 396,000 | 532,000 | 610,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,082,000 | 3,214,000 | 3,296,000 | 3,168,000 |
| Total capital | 3,261,000 | 3,383,000 | 3,483,000 | 3,352,000 |
| Risk-weighted assets | 13,330,000 | 13,266,000 | 13,953,000 | 13,718,000 |