Call reports 2011
STATE BANK OF SCHALLER — 2011
What STATE BANK OF SCHALLER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 26,500,000 | 27,000,000 | 25,974,000 | 25,824,000 |
| Total loans | 7,801,000 | 7,293,000 | 7,751,000 | 8,307,000 |
| Allowance for loan losses | 176,000 | 227,000 | 230,000 | 221,000 |
| Securities available for sale | 4,652,000 | 6,863,000 | 5,141,000 | 3,790,000 |
| Securities held to maturity | 11,123,000 | 10,680,000 | 11,594,000 | 12,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,772,000 | 24,114,000 | 22,495,000 | 21,563,000 |
| Interest-bearing deposits | 20,605,000 | 21,097,000 | 19,761,000 | 18,926,000 |
| Noninterest-bearing deposits | 3,167,000 | 3,017,000 | 2,734,000 | 2,637,000 |
| Equity capital | 2,603,000 | 2,727,000 | 2,838,000 | 2,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 560,000 | 815,000 | 1,066,000 |
| Interest expense | 45,000 | 93,000 | 140,000 | 189,000 |
| Net interest income | 220,000 | 467,000 | 675,000 | 877,000 |
| Noninterest income | 88,000 | 168,000 | 264,000 | 450,000 |
| Noninterest expense | 170,000 | 347,000 | 512,000 | 773,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 120,000 | 271,000 | 402,000 | 534,000 |
| Income tax | 25,000 | 60,000 | 82,000 | 112,000 |
| Net income | 95,000 | 211,000 | 320,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,558,000 | 2,675,000 | 2,784,000 | 2,686,000 |
| Total capital | 2,711,000 | 2,825,000 | 2,942,000 | 2,860,000 |
| Risk-weighted assets | 11,492,000 | 11,292,000 | 11,995,000 | 13,262,000 |