Call reports 2009
STATE BANK OF SCHALLER — 2009
What STATE BANK OF SCHALLER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 20,045,000 | 20,696,000 | 21,428,000 | 22,670,000 |
| Total loans | 9,603,000 | 9,469,000 | 9,893,000 | 9,900,000 |
| Allowance for loan losses | 217,000 | 216,000 | 216,000 | 266,000 |
| Securities available for sale | 1,367,000 | 1,493,000 | 1,488,000 | 1,467,000 |
| Securities held to maturity | 6,506,000 | 7,333,000 | 7,848,000 | 8,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,682,000 | 18,279,000 | 17,878,000 | 20,259,000 |
| Interest-bearing deposits | 15,584,000 | 16,246,000 | 15,796,000 | 17,962,000 |
| Noninterest-bearing deposits | 2,098,000 | 2,033,000 | 2,082,000 | 2,297,000 |
| Equity capital | 2,294,000 | 2,337,000 | 2,409,000 | 2,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 485,000 | 741,000 | 1,006,000 |
| Interest expense | 64,000 | 128,000 | 192,000 | 254,000 |
| Net interest income | 180,000 | 357,000 | 549,000 | 752,000 |
| Noninterest income | 87,000 | 172,000 | 258,000 | 500,000 |
| Noninterest expense | 163,000 | 326,000 | 486,000 | 737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 203,000 | 321,000 | 515,000 |
| Income tax | 24,000 | 62,000 | 108,000 | 118,000 |
| Net income | 80,000 | 141,000 | 213,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,200,000 | 2,262,000 | 2,333,000 | 2,217,000 |
| Total capital | 2,371,000 | 2,434,000 | 2,516,000 | 2,404,000 |
| Risk-weighted assets | 13,598,000 | 13,745,000 | 14,631,000 | 14,870,000 |