Call reports 2001
STATE BANK OF SCHALLER — 2001
What STATE BANK OF SCHALLER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,284,000 | 16,749,000 | 16,342,000 | 17,885,000 |
| Total loans | 10,908,000 | 10,888,000 | 10,805,000 | 10,212,000 |
| Allowance for loan losses | 307,000 | 319,000 | 318,000 | 318,000 |
| Securities available for sale | 3,958,000 | 3,668,000 | 3,610,000 | 4,331,000 |
| Securities held to maturity | 780,000 | 968,000 | 917,000 | 869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,984,000 | 14,422,000 | 13,851,000 | 15,624,000 |
| Interest-bearing deposits | 13,474,000 | 12,836,000 | 12,257,000 | 13,747,000 |
| Noninterest-bearing deposits | 1,510,000 | 1,586,000 | 1,594,000 | 1,877,000 |
| Equity capital | 2,122,000 | 2,152,000 | 2,255,000 | 2,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 680,000 | 994,000 | 1,292,000 |
| Interest expense | 153,000 | 296,000 | 422,000 | 532,000 |
| Net interest income | 189,000 | 384,000 | 572,000 | 760,000 |
| Noninterest income | 89,000 | 183,000 | 272,000 | 431,000 |
| Noninterest expense | 182,000 | 370,000 | 518,000 | 764,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 98,000 |
| Pretax income | 96,000 | 157,000 | 287,000 | 336,000 |
| Income tax | 21,000 | 33,000 | 88,000 | 109,000 |
| Net income | 75,000 | 124,000 | 199,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,055,000 | 2,079,000 | 2,154,000 | 1,967,000 |
| Total capital | 2,203,000 | 2,226,000 | 2,301,000 | 2,108,000 |
| Risk-weighted assets | 11,688,000 | 11,750,000 | 11,582,000 | 11,064,000 |