Call reports 2004
PELLA STATE BANK — 2004
What PELLA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,037,000 | 63,535,000 | 62,586,000 | 67,767,000 |
| Total loans | 31,157,000 | 35,424,000 | 36,608,000 | 39,770,000 |
| Allowance for loan losses | 600,000 | 622,000 | 638,000 | 654,000 |
| Securities available for sale | 26,096,000 | 24,429,000 | 20,994,000 | 21,327,000 |
| Securities held to maturity | 1,115,000 | 1,115,000 | 1,115,000 | 2,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,579,000 | 55,512,000 | 56,306,000 | 58,837,000 |
| Interest-bearing deposits | 50,714,000 | 54,417,000 | 54,900,000 | 56,832,000 |
| Noninterest-bearing deposits | 865,000 | 1,095,000 | 1,406,000 | 2,005,000 |
| Equity capital | 5,926,000 | 5,498,000 | 5,622,000 | 5,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,932,000 | 2,886,000 | 3,884,000 |
| Interest expense | 329,000 | 676,000 | 1,019,000 | 1,375,000 |
| Net interest income | 638,000 | 1,256,000 | 1,867,000 | 2,509,000 |
| Noninterest income | 39,000 | 107,000 | 169,000 | 231,000 |
| Noninterest expense | 375,000 | 760,000 | 1,116,000 | 1,506,000 |
| Provision for loan losses | 71,000 | 171,000 | 295,000 | 400,000 |
| Pretax income | 231,000 | 436,000 | 648,000 | 857,000 |
| Income tax | 78,000 | 147,000 | 219,000 | 289,000 |
| Net income | 153,000 | 289,000 | 429,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,405,000 | 5,441,000 | 5,482,000 | 5,520,000 |
| Total capital | 5,931,000 | 5,993,000 | 6,051,000 | 6,127,000 |
| Risk-weighted assets | 42,001,000 | 44,116,000 | 44,655,000 | 48,512,000 |