Call reports 2003
PELLA STATE BANK — 2003
What PELLA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 56,581,000 | 57,303,000 | 60,274,000 | 59,075,000 |
| Total loans | 30,332,000 | 30,276,000 | 31,237,000 | 30,664,000 |
| Allowance for loan losses | 538,000 | 552,000 | 572,000 | 581,000 |
| Securities available for sale | 23,569,000 | 23,321,000 | 22,868,000 | 24,596,000 |
| Securities held to maturity | 350,000 | 350,000 | 1,115,000 | 1,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,337,000 | 49,389,000 | 52,711,000 | 51,622,000 |
| Interest-bearing deposits | 46,828,000 | 48,223,000 | 49,487,000 | 50,350,000 |
| Noninterest-bearing deposits | 1,509,000 | 1,166,000 | 3,224,000 | 1,272,000 |
| Equity capital | 5,786,000 | 6,043,000 | 5,830,000 | 5,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 959,000 | 1,873,000 | 2,708,000 | 3,649,000 |
| Interest expense | 411,000 | 796,000 | 1,145,000 | 1,479,000 |
| Net interest income | 548,000 | 1,077,000 | 1,563,000 | 2,170,000 |
| Noninterest income | 71,000 | 137,000 | 209,000 | 249,000 |
| Noninterest expense | 362,000 | 748,000 | 1,111,000 | 1,523,000 |
| Provision for loan losses | 84,000 | 97,000 | 149,000 | 229,000 |
| Pretax income | 173,000 | 369,000 | 512,000 | 733,000 |
| Income tax | 62,000 | 133,000 | 184,000 | 261,000 |
| Net income | 111,000 | 236,000 | 328,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,291,000 | 5,316,000 | 5,308,000 | 5,352,000 |
| Total capital | 5,790,000 | 5,825,000 | 5,849,000 | 5,862,000 |
| Risk-weighted assets | 39,953,000 | 40,671,000 | 42,463,000 | 40,715,000 |