Call reports 2002
PELLA STATE BANK — 2002
What PELLA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,542,000 | 50,359,000 | 52,229,000 | 56,368,000 |
| Total loans | 31,086,000 | 30,770,000 | 29,802,000 | 30,613,000 |
| Allowance for loan losses | 466,000 | 485,000 | 512,000 | 530,000 |
| Securities available for sale | 12,141,000 | 17,224,000 | 19,614,000 | 23,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,421,000 | 39,366,000 | 43,322,000 | 46,338,000 |
| Interest-bearing deposits | 35,471,000 | 38,207,000 | 41,831,000 | 44,962,000 |
| Noninterest-bearing deposits | 950,000 | 1,159,000 | 1,491,000 | 1,376,000 |
| Equity capital | 5,075,000 | 5,354,000 | 5,646,000 | 5,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,702,000 | 2,621,000 | 3,577,000 |
| Interest expense | 418,000 | 838,000 | 1,283,000 | 1,717,000 |
| Net interest income | 402,000 | 864,000 | 1,338,000 | 1,860,000 |
| Noninterest income | 56,000 | 190,000 | 326,000 | 379,000 |
| Noninterest expense | 325,000 | 661,000 | 1,006,000 | 1,348,000 |
| Provision for loan losses | 30,000 | 151,000 | 286,000 | 429,000 |
| Pretax income | 103,000 | 242,000 | 372,000 | 462,000 |
| Income tax | 38,000 | 89,000 | 135,000 | 167,000 |
| Net income | 65,000 | 153,000 | 237,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,050,000 | 5,139,000 | 5,223,000 | 5,280,000 |
| Total capital | 5,486,000 | 5,586,000 | 5,668,000 | 5,798,000 |
| Risk-weighted assets | 34,851,000 | 35,450,000 | 35,524,000 | 40,668,000 |