Call reports 2001
PELLA STATE BANK — 2001
What PELLA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,240,000 | 40,849,000 | 40,868,000 | 44,137,000 |
| Total loans | 26,327,000 | 27,867,000 | 29,042,000 | 32,883,000 |
| Allowance for loan losses | 334,000 | 349,000 | 362,000 | 436,000 |
| Securities available for sale | 7,607,000 | 8,029,000 | 7,779,000 | 8,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,420,000 | 33,085,000 | 32,966,000 | 36,351,000 |
| Interest-bearing deposits | 29,333,000 | 31,339,000 | 31,457,000 | 34,900,000 |
| Noninterest-bearing deposits | 1,087,000 | 1,746,000 | 1,509,000 | 1,451,000 |
| Equity capital | 5,056,000 | 5,070,000 | 5,144,000 | 5,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,489,000 | 2,241,000 | 3,022,000 |
| Interest expense | 438,000 | 895,000 | 1,356,000 | 1,801,000 |
| Net interest income | 302,000 | 594,000 | 885,000 | 1,221,000 |
| Noninterest income | 43,000 | 84,000 | 157,000 | 205,000 |
| Noninterest expense | 297,000 | 620,000 | 926,000 | 1,229,000 |
| Provision for loan losses | 15,000 | 30,000 | 72,000 | 146,000 |
| Pretax income | 33,000 | 28,000 | 44,000 | 51,000 |
| Income tax | 6,000 | 7,000 | 10,000 | 19,000 |
| Net income | 27,000 | 21,000 | 34,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,006,000 | 4,974,000 | 4,988,000 | 4,986,000 |
| Total capital | 5,340,000 | 5,323,000 | 5,350,000 | 5,422,000 |
| Risk-weighted assets | 30,330,000 | 32,185,000 | 33,167,000 | 36,751,000 |