Call reports 2005
FIRST STATE BANK OF HOPE — 2005
What FIRST STATE BANK OF HOPE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 17,674,000 | 17,671,000 |
| Total loans | 8,147,000 | 8,680,000 |
| Allowance for loan losses | 209,000 | 191,000 |
| Securities available for sale | 5,254,000 | 4,980,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 16,116,000 | 16,007,000 |
| Interest-bearing deposits | 13,987,000 | 13,616,000 |
| Noninterest-bearing deposits | 2,129,000 | 2,391,000 |
| Equity capital | 1,475,000 | 1,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 229,000 | 466,000 |
| Interest expense | 70,000 | 142,000 |
| Net interest income | 159,000 | 324,000 |
| Noninterest income | 13,000 | 26,000 |
| Noninterest expense | 93,000 | 203,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 79,000 | 147,000 |
| Income tax | 23,000 | 42,000 |
| Net income | 56,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 1,491,000 | 1,540,000 |
| Total capital | 1,621,000 | 1,668,000 |
| Risk-weighted assets | 10,287,000 | 10,142,000 |