Call reports 2004
FIRST STATE BANK OF HOPE — 2004
What FIRST STATE BANK OF HOPE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 17,957,000 | 19,171,000 | 19,754,000 | 18,171,000 |
| Total loans | 7,441,000 | 10,490,000 | 11,561,000 | 9,997,000 |
| Allowance for loan losses | 214,000 | 214,000 | 214,000 | 213,000 |
| Securities available for sale | 4,695,000 | 6,222,000 | 5,979,000 | 5,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,414,000 | 17,007,000 | 14,926,000 | 16,539,000 |
| Interest-bearing deposits | 14,113,000 | 14,117,000 | 12,994,000 | 13,341,000 |
| Noninterest-bearing deposits | 2,301,000 | 2,890,000 | 1,932,000 | 3,198,000 |
| Equity capital | 1,376,000 | 1,322,000 | 1,485,000 | 1,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 441,000 | 709,000 | 977,000 |
| Interest expense | 76,000 | 147,000 | 223,000 | 307,000 |
| Net interest income | 144,000 | 294,000 | 486,000 | 670,000 |
| Noninterest income | 15,000 | 32,000 | 52,000 | 74,000 |
| Noninterest expense | 85,000 | 179,000 | 272,000 | 396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 147,000 | 266,000 | 348,000 |
| Income tax | 19,000 | 41,000 | 59,000 | 98,000 |
| Net income | 57,000 | 106,000 | 207,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,276,000 | 1,325,000 | 1,425,000 | 1,499,000 |
| Total capital | 1,402,000 | 1,471,000 | 1,575,000 | 1,639,000 |
| Risk-weighted assets | 9,999,000 | 11,603,000 | 11,962,000 | 11,104,000 |